A court has to approve it
A purchaser cannot simply buy your payments by agreement. It has to file a transfer proceeding and get a judge to approve it.
NRS 42.385ADVERTISING & REFERRAL SITE — [REPLACE BEFORE PUBLISHING] partner details are not yet connected. This site does not buy payments and is not a law firm.
Nevada structured settlement transfers
Thinking about selling your structured settlement payments in Nevada?
Nevada does not let anyone simply buy your future payments. A court has to approve the transfer first, and the company buying them has to be registered with the state. Here is how that process actually works — and how to get a quote from a purchaser who meets those requirements.
✓ Nevada court approval explained✓ Registered purchasers only✓ No cost to ask
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This website is not a structured settlement purchase company, a law firm, or a financial advisor. Nothing here is legal, tax, or financial advice. Inquiries are forwarded to the participating purchaser identified when this site is activated.
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[REPLACE BEFORE PUBLISHING] — this form is a demonstration until it is connected to your email service, CRM, or form endpoint. No information has been transmitted.
Nevada-specificWritten around NRS 42.200–42.400, not a national template
One purchaserYour details go to a single registered company
No pressureA quote costs nothing and commits you to nothing
Is a transfer even possible?
A sale may be on the table if...
You do not need to understand the statute to ask. These are the conditions that usually matter.
01You are the person receiving the payments, and you live in Nevada — or your settlement was approved by a Nevada court.
02The payments come from a settled claim and arrive on a schedule rather than as a single lump sum.
03You have a specific reason for needing money sooner that you can explain to a judge.
04You understand the transfer is permanent for the payments you sell, and a court reviews it before it takes effect.
Before you sign anything
Six things Nevada law puts in your favor
The rules here exist to protect the person receiving the payments. Knowing them changes the conversation you have with a buyer.
The buyer must be registered
Companies buying structured settlement payments in Nevada must register with Nevada Consumer Affairs and post security. Ask any buyer to show you their registration.
NRS 42.295, 42.340, 42.375You will be offered less than face value
Buyers apply a discount rate, so a stream worth $100,000 over time is bought for meaningfully less today. The size of that discount is the main thing to compare between offers.
The court order is what makes it tax-clean
Federal law puts a 40% excise tax on the buyer’s discount unless the transfer is approved in advance by a qualified court order. That is why no legitimate buyer skips the court step.
26 U.S.C. § 5891You can sell only part of it
Selling a few payments, or a portion of each payment, is common. You do not have to give up the whole stream to solve a short-term problem.
Get your own advice
An advisor or attorney who is not being paid by the buyer is the only person in the room with no stake in the discount rate. This site is not that advisor.
A deliberate note
There is no deadline here, and anyone telling you otherwise is selling.
Structured settlement payments were usually set up to cover something long-term — medical costs, lost earnings, a family’s stability. Selling them is permanent for the payments you transfer, and a Nevada court will ask why you need the money now. Taking a week to compare two or three offers costs you nothing and often changes the number.
How it goes
What happens after you reach out
You share the basics
Payment amounts, how long they run, and what you are trying to accomplish.
A registered purchaser quotes
They tell you what they would pay today and at what discount rate. You are free to say no.
The court reviews it
If you accept, the purchaser files a transfer proceeding in Nevada. Funding follows approval, not the other way around.
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Exclusive partner
One inquiry. One registered purchaser.
Most structured settlement websites sell your phone number to a list of competing buyers, and the calls do not stop. This one is built for a single participating company — you hear from them, and that is it.
Common questions
Nevada questions, answered plainly
General information about the process in Nevada. It is not legal or financial advice about your situation.
Yes. Nevada requires a purchaser to file a structured settlement transfer proceeding and obtain court approval under NRS 42.385 before the transfer can take effect. A private agreement alone does not move the payments.
No. A company acting as a transferee in Nevada must be registered as a structured settlement purchase company with Nevada Consumer Affairs under NRS 42.340, and must show evidence of that registration when it applies for court approval under NRS 42.375. It is reasonable to ask a buyer for their registration before you give them any documents.
Less than the total of the payments you sell. Buyers apply a discount rate to account for receiving money later, and that rate varies between companies. This site cannot quote a number and does not guarantee any amount — comparing written offers is the only way to know.
Federal law imposes a 40% excise tax on the buyer’s factoring discount when a transfer is not approved in advance by a qualified court order (26 U.S.C. § 5891). Approval is what avoids it. How a transfer affects your own taxes is a question for your tax advisor, not for this site or the buyer.
No. Partial transfers are common — a set number of upcoming payments, a share of each payment, or a single future lump sum — and they leave the rest of your stream in place.
The participating purchaser identified on this page. Your information is not posted publicly and is not distributed to a network of competing buyers. [REPLACE BEFORE PUBLISHING] Name that company here and link your privacy policy.
No cost, no obligation
Ask what your payments are worth before you decide anything.
A quote is information. You are free to take it to another buyer, to your attorney, or to nobody at all.
Where these rules come from
- Nevada Revised Statutes Chapter 42, NRS 42.200–42.400 — Nevada’s structured settlement transfer provisions, including the definition of a structured settlement purchase company (42.295), registration (42.340), evidence of registration (42.375), prohibited acts (42.370), and court approval of transfers (42.385). leg.state.nv.us
- 26 U.S.C. § 5891 — federal excise tax on structured settlement factoring transactions and the qualified-order exception. uscode.house.gov
- Nevada Consumer Affairs, Department of Business and Industry — registers structured settlement purchase companies. consumeraffairs.nv.gov